The Christmas Club Card

The Christmas Club Card

The Christmas Club Card has been discontinued, and all cards will expire on the date on the front of your card i.e March, June or September 2026, so no bonus will be awarded in November 2026.  

Please ensure you spend any balance from your card before it expires.

In accordance with the Digital Markets, Competition and Consumers Act 2024 all customer funds held on registered Christmas Club Cardshave been insured against retailer insolvency.  Policy number: B0180FN2624126 Insurer:  Markel International Insurance Company Ltd.  In case of insolvency please contact the administrator.

Look out for our new Savings cards launching in store Autumn 2026.

The following terms and conditions still apply to your Christmas Club Card until expired.

How to use the Christmas Club Card

·The Christmas Club card can be reloaded at a Sainsbury's in-store checkout and self-service till only - it cannot be reloaded at an Argos till.

·You can load any amount from £1 to £1,975.

·The maximum value you can load onto Christmas Club Card is £1,975.

·       The Christmas Club Card may be used at Sainsbury's in-store, Sainsburys.co.uk in part or full payment for goods.

·Manage your card by registering it: Register my Card  

How to redeem the Christmas Club Card

Sainsbury's in-store

·Present your Christmas Club Card at the checkout when you have completed your shopping. Process as a gift card.

Argos in-store

·       Due to a change in till configuration the Christmas Club Card will no longer be able to redeemed in an Argos store or at argos.co.uk.

·       If you wish to redeem your card in Argos, please call customer services on 0800 63 62 62.

Sainsburys.co.uk

·At the checkout page, under 'Payment section', select 'Payment Card'

·Click 'add a new payment method'

·Enter the 16-digit card number on the back of the card starting with 5339 **** ****

·Enter the expiry date, which is on the front of the card

·You won't be charged until your order is ready for delivery. Payment will be taken on the day of delivery to cover the costs of goods ordered and any alternative goods at the in-store selling price that day.

·Christmas Club Card cannot be used as part payment with a debit/credit card

·Christmas Club Card can be used as part payment with eGift Cards or Coupons

·Any eGift Card's or Coupons should be processed on the Sainsburys.co.uk checkout page before Christmas Club Card is used

Christmas Club FAQs

Q. Is Colleague discount available against the funds loaded onto the card?

A. Unfortunately not. However, you will qualify for colleague discount when you spend the money on the card provided the card is in your name and is used in accordance with the colleague discount policy.

Q. Where can I pick up a Christmas Club card?

A. The Christmas Club card is no longer available for new customers.

Q. Can I use my Christmas Club Card to pay at Smart Shop?

A. Yes, you can redeem your Christmas Club Card as part of your Sainsbury's shop.

Q.  What happens if my card has expired, is lost, damaged or stolen?

A.  Please contact Customer Services on 0800 63 62 62. They will be able to see the details of your card and support you.

Q. Are there any items I cannot buy with my Christmas Club Card?

A. Due to a change in till configuration the Christmas Club Card will no longer be able to redeemed in an Argos store or at argos.co.uk. If you wish to redeem your card in Argos, please call customer services on 0800 63 62 62.

When redeeming in Sainsbury's the following items are excluded:

·       Branded Gift Cards

·       All lottery related products

·       PayPoint products and services

·       Stage 1 Infant Formula milk

·       Tobacco and related products

·       Postage stamps

·       All in store concessions

·       Petrol and Diesel

·       Mobile phone top ups

·Travel Money

Full Terms & Conditions:

1.Money may be added to your Christmas Club Card at Sainsbury's stores. Any amount from £1 to £1975 may be added to the card. The full Christmas Club card value, may be spent in accordance with these terms and condition at any time. The card expiry date will be clearly stated on the front of the card.

2.The Christmas Club Card may be redeemed at Sainsbury's in-store and Sainsburys.co.uk for part or full payment for goods. It may not be used in association with any other debit or credit card.

3.It cannot be used over the phone or at Sainsbury's Petrol Stations, the pharmacy, Sainsbury's Bank, Sainsbury's energy, in any concession within Sainsbury's or any Sainsbury's concession within a third party retailer.

4.Sainsbury's excludes specific products from purchase via Christmas Club Card, please refer to https://help.sainsburys.co.uk/help/products/about-sainsburys-giftcard for the full listing. Sainsbury's reserves the right to amend this list at any time.

5.If the entire balance of a Christmas Club Card is not spent in one transaction, the remaining balance will remain available on the card for future use. The card balance will be printed on the till receipt after each use in Sainsbury's in-store.

6.Card expires on the expiry date printed at the front of the card - any remaining balance will be deducted on the expiry date. Please ensure you spend the full card value before the expiry date.

7.Check card balance on receipt after use at Sainsbury's, call 0800 636 262 or register your Christmas Club Card.

8.If goods purchased with the Christmas Club card are returned in accordance with our refund policy, any refund will be credited to your Christmas Club Card.

9.If for any reason we are unable to refund back to your Christmas Club Card, the value will be issued as a Gift Card from the Sainsbury's group retailer that is issuing the refund.

10.The balance cannot be redeemed for Sainsbury's Bank products, services or credit card balances and cannot be resold or re-tendered. This does not affect your statutory rights.

11. If your card has expired, is lost, stolen or damaged please contact customer services on 0800 63 62 62. They will be able to see the details of your card and support you.

12.Sainsbury's is not responsible for any unauthorised use of your Christmas Club card and reserves the right to suspend, cancel or amend the service terms & conditions at any time. Your statutory rights are not affected.